DISCLOSURE OF USES OF INFORMATION OBTAINED FROM AN OUTSIDE SOURCE
Our credit decision is based in whole or in part on information obtained in a report from the consumer reporting agency listed below. You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. Under Section 612 of the Fair Credit Reporting Act you have the right to obtain within 60 days a free copy of the report from the consumer credit reporting agency. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency. The reporting agency played no part in our decision and is unable to supply specific reasons why we have denied credit to you.
Information received from an outside source other than a consumer reporting agency. Under the fair credit reporting act, you have the right to make a written request, within 90 days of receipt of the notice, for disclosure of the nature of the adverse information.
Equifax, 1150 Lake Hearn Drive, Suite 460, Atlanta, GA 30374, (800) 685-1111
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.